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As of 7/1/2014, Commerce Benefits Group became HealthSmart Benefit Solutions, Inc. For 45 years, HealthSmart has offered a wide array of customizable and scalable health plan solutions. We are the nation’s largest independent health plan for employers seeking to self-fund their healthcare benefits (Source: Business Insurance, 2012). Our 1,600+ team members pay more than $2.5 billion in medical claims annually for nearly 1,000,000 members.

HealthSmart’s comprehensive service suite addresses healthcare from all angles. This includes claims and benefits administration, robust networks, pharmacy services, business intelligence, onsite employer clinics, care management, a variety of health and wellness initiatives, and web-based reporting. The Company's headquarters is in Irving, Texas, with regional hubs throughout the country. HealthSmart’s mission is to improve member health and reduce healthcare costs.
During the next several months, we will continue to provide you with timely updates to ensure your experience with HealthSmart exceeds your expectations.

Commerce Benefits Group Services Include:


  Health Benefits Management

  Claims Administration

  Information Delivery Systems

  Managed Care Access

  Patient Care Utilization Review/Case Management

  Stop Loss Brokerage Services

  COBRA/HIPAA Administration

  Actuarial and Underwriting Services